Our Coverage

Available Types of Coverage

Liability Coverage: This is our most popular type of coverage and also the most affordable. Liability helps cover the costs of Property Damage and Bodily Injuries suffered by a third party. We offer state minimum liability policies and low-cost liability coverage with higher limits. The limits to which the insurer covers the damages are specified in the insurance policy. Liability-only policies start at just $39 a month for qualified drivers.

Collision Coverage: It covers the cost of repairing or replacing your car after a collision with another vehicle or object. Collision insurance provides more enhanced coverage than liability coverage and is recommended for newer vehicles.

Comprehensive Coverage: It covers expenses for damage to a vehicle due to an accident unrelated to a collision with another car. It includes hail, fire, theft, vandalism, flood, windstorm, contact with an animal, falling objects, and others incidents.

Motorcycle Coverage: Many people enjoy the freedom that comes with riding motorcycles. Young America offers affordable motorcycle coverage at rates most competitors can’t match. Get a quote online or call an agent for a quote over the phone.    

Personal Injury Protection (PIP): It covers medical expenses, funeral costs, lost wages, pain and suffering, and caregiver services for an insured driver or passengers. The policy sets the limits up to which the insurer covers the expenses.

Medical Payments (MedPay): MedPay covers the expenses related to the medical care you receive after an auto accident. It can be used no matter who was at fault for the accident. However, some states require that you previously exhaust other primary medical coverage before MedPay applies. In addition, it is limited to a specific set amount of money.

Uninsured Motorists: This coverage will protect you from uninsured or underinsured drivers who hit you and are at fault for causing an accident. Coverage can be as low as $100 per year for qualified drivers. 

Low-cost Car Insurance for Non-Standard Insurance Coverage 

At Young America Insurance Company, we know good drivers sometimes make mistakes and need a second chance. We work hard to help all drivers find affordable coverage, despite their driving record. If you have been denied coverage from other insurers, chances are we can help you. Young America has some of the best rates in the country for high-risk motorists. Not only can we get most drivers who are considered higher risk insured, but at rates most competitors can’t match. Get a free non-standard insurance quote online in about five minutes, or call for a free quote over the phone.

SR-22 Insurance

If you need to file SR-22 insurance, we can assist you with the entire process and get you legally on the road. Young America SR22 insurance covers everything you need at the cheapest rates. Get a free SR-22 auto insurance quote today in under five minutes.

Teen Auto Insurance

Teen drivers pay the highest amount for coverage for any age group of motorists, and they often pay double and even triple the rates for the same coverage as older adults in their forties. At Young America Insurance, we can often save teenage drivers under twenty years of age hundreds on the auto insurance coverage they need. 

For teens with at least three years of driving experience and no accidents or tickets on their record, rates can be as low as $139 a month for collision coverage. Parents can also add their teens onto their policy for less than you might think. Get a free teen auto insurance quote online and compare multiple quotes in less than five minutes.

Flexible Auto Insurance Coverage

At Young America Insurance Company, we strive to help drivers of all incomes find the best coverage at the lowest rates. There’s very cheap auto insurance with no deposit in select states for drivers in a tight cash situation, and this includes the most populous state of California.

With a no downpayment car insurance plan from Young America Insurance Company, you only need to make the first installment payment for your policy to become active. If you don’t qualify for no-down-payment car insurance or it’s not allowed in your state, you can still get low down-payment coverage. In some states, deposits can be as low as $20 down for qualified drivers. In short, the less of a risk you pose as a driver, the lower both your deposit and premiums will be.

Whatever type of automobile coverage you need, we can get you covered with flexible monthly payments. You can even choose the date you want to make your installment payment. This flexibility is one of the many reasons why so many customers renew their Young America auto insurance policy year after year.

Your household budget is important to us. This is why Young America has so many options to get you covered with a policy that fits into your budget. Get a low-cost auto insurance policy that works best for you and saves you the most money.

You can get liability insurance for your car today. Our affordable auto insurance will provide you with the solid coverage you need at the best available rates. In addition, you can be sure that our car insurance plans will easily adapt to your budget and your lifestyle. Why pay more than you need to for liability insurance when you can save hundreds with a Young American auto insurance policy?

Young America Insurance Company Service Advantage  

Our mission is to assist each customer with their insurance needs and help them get great coverage at the lowest possible rates. We are here to help you with any questions or concerns that you might have. Call us anytime, and we will assist you the best we can. We are here to serve every customer with their insurance needs. 

Start your car insurance quote now and see how Young America Insurance can save you big money on the coverage you need. Rates can be as low as $39 a month for qualified motorists. Don’t delay lowering your auto insurance premium any longer. Instead, start your free custom Young America car insurance quote and save hundreds on the quality coverage you need.